Since 1994, we’ve helped thousands of people get the Social Security disability benefits they deserve. Throughout the years, we’ve also heard a lot of questions from clients that originate from Social Security Myths. There is a lot of information available online about Social Security disability. However, some of it isn’t quite true. This blog covers some of these Social Security Myths and explains why they are not accurate.
Myths 1: You will get rich on Social Security disability.
This is not true, it’s a Social Security Myths . Your Social Security disability benefit amount is based on the amount of income on which you have paid Social Security taxes over your lifetime. So, the higher your income was throughout the years you worked, the more you will receive per month.
Most Social Security disability recipients receive between $700 and $1700 per month, and the average for 2018 is $1,197. For 2018, the SSI maximum benefit amount is $750 per month, and the SSD maximum benefits amount is $2,788 per month.
Myths 2: You shouldn’t pursue Social Security disability and VA disability at the same time.
Many Veterans wait to pursue Social Security until their VA disability claim is decided, or vice versa, worrying that one claim will hinder the other. This is not true another Social Security Myths.
While both are disability claims, they are handled by two different administrations. The Social Security Administration handles Social Security claims, while the Department of Veterans Affairs processes VA disability claims. There is no evidence to show that pursuing both types of claims at the same time will hurt either case.
Both VA disability and Social Security disability take a long time. So, if a VA claim takes 4 years to get approved, and a Social Security claim takes 3-4 years, you could be waiting nearly a decade for an approval on both if you wait to file for one until the other is finished.
Also, many of the medical records you need for Social Security can be used by the VA, and vise versa. Law firms like ours that handle both types of claims can submit records to both the VA and Social Security.
Myths 3: Young people can’t get Social Security disability.
For the most part, it is more difficult for a younger person to get approved than a person who is nearing retirement. Just because it’s more difficult, however, doesn’t mean that it’s impossible for a younger person to get approved for Social Security disability. The important thing to keep in mind is that the SSA wants to know if you are disabled and if that disability keeps you from working. Some disabilities will stop a person from working regardless of age.
Myths 4: An attorney can’t help you get your benefits.
This is simply not true. There are a lot of things an attorney can do to help you with your claim. An attorney can help you file paperwork, pursue appeals, and also represent you in court. Many attorneys request and review medical records as well.
However, the best thing an attorney can do for someone pursuing Social Security disability is help guide them through the process. Social Security is confusing. It helps to have someone work with you who has been through the process before.
While we’re on the subject of myths, a lot of people believe an attorney can help get you approved faster. That’s not true either. Claimants who have hired an attorney follow the same processes and time frames as those who do not have an attorney.
Myths 5: Disability benefits only exist for those who have worked.
This is only true if you’re pursuing a claim for Social Security disability. This program is based on your work history. However, another program exists for those who are disabled and have no work history.
It’s called Supplemental Security Income, or SSI for short. The SSA pays monthly benefits to people with limited income and resources who are disabled, blind, or age 65 or older. Blind or disabled children may also get SSI.
Social Security is a tough process. But finding the right attorney doesn’t have to be. Call us today for a free consultation. Our toll-free number is 1-877-526-3457. If you can’t talk now, fill out this form so we can contact you at a better time.