When most people apply for benefits through the social security disability insurance program, they tend to think only about why they should be considered eligible and awarded their claims, while keeping their fingers crossed and hoping for a hitch-free, first-time approval. However, reality paints a different picture and more often than not, there is always a higher chance of a denied application than an approval at the first instance.
In some instances, the reasons for a denial may be out of your control; other times, a clear understanding of the rules can help you avoid doing something that would warrant a denial. If you’re applying in Charlotte, NC and you fall in one or more of the following categories, your benefit claim will very much likely be denied, at which point only a social security disability lawyer may be able to help.
- Your disability is not considered severe enough. Usually, the Social Security Administration (SSA) must be fully convinced that your incapacity is severe enough to be able to make a claim. Disabilities that take less than a year to heal are not likely to be considered, with the only exception being blindness. This is a leading reason for denial as the SSA sees tons of applications every day from people with more severe or even life-threatening disabilities.
- Another reason for the rejection of claims is if you earn too much money to be considered disable. Typically, social security disability benefits those who have low income levels and must rely on the program to make ends meet. If the SSA believes that your current income is above a stipulated limit, then your application may be denied.
- If addiction to drugs or alcohol constitutes the basis of your disability, the SSA is not likely to progress your application. Of course they would still consider a claim if you still meet their disability requirements even after the drugs or alcohol have been removed from the equation. Other exceptions to this rule may be exploited by social security disability attorneys to help plead your case.
The undeniable truth is that the entire application process, including eligibility and approval or denial, is a lot easier if you’ve got a disability lawyer to help you. If you’re in Charlotte, NC, you can simply contact trusted law firms, like Jan Dils, Attorneys at Law, for a free consultation and discuss the peculiarities of your case before applying or appealing. You’d always stand a better chance of approval with the right legal representation.
Publications. Social Security.
Social Security Disability: 8 Reasons You May Be Denied Benefits. NOLO
Social Security Disability: How SSDI and SSI Claims Are Decided
When Using Drugs or Alcohol Can Keep You From Getting Disability Benefits